this post was submitted on 22 Nov 2024
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Tesla's do cost more to insure than 'average' cars. But, that extra cost reflects more the cost to repair minor/moderate damage than cost of fatalities. Since fatalities are just a smaller subset accidents. Tesla's are extremely costly to repair and often get totaled vs repaired. Premiums reflect that cost of loss.
3% of 250 million could very well be the approximate number of cars on the roads that are involved in a fatal collision. And that is the only consideration of the article in this study.