this post was submitted on 06 Feb 2024
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This is a question of passive income vs active.
Passive is king. You breath when you sleep. When you get too old to walk, you still breath.
The average human takes 20000 breaths per day. For comparison, the average American take 4700 steps a day so steps actually win since the break even point is around 4000 steps.
Good point, but when you run the numbers that works out to $1000/day for breathing and $1175/day for walking. With $1000 a day you won't need to take those steps anymore. Bonus, as you gain weight you'll presumably need to breathe more so you'll gradually make more and more money right up until the heart attack. Truly a passive income at its finest.
I mean, I hit 6000 minimum and sometimes 10000 steps. 4000 is low as shit
I didn't even do a ton today and I'm at 15,000 steps
Your Fitbit is on your wrist isn't it? O_o
It's usually on my penis actually.
$1175 for the average person NOT being paid to get more steps in. I would watch a 2 hour movie on the treadmill instead of going to an 8 hour work day. Not including any other steps it would average around $3370 dollars there. Or just listen to music, watch a TV show, whatever it was. I could do that 3-4 days a week, make more money and stay in shape.
Break a leg? Get sick? Get old? Breathing still has you covered.
Jesus, I range anywhere from 9-15k steps every day. I guess I'll take steps.
Same here. I'll take steps and in 10 years I'll be set up to make more than the breathers even if I become a paraplegic.
For anyone curious (1000000/50)/12 is 1666.66 which is how many years you would have to live to make a million dollars.
Whoever thought that $50 a month is any sort of good income is brain dead.
Also should be noted, if you took that 1 mil and just put it in a bunch of high-interest savings accounts, you'd be averaging a little over $3k/month just in the interest earned.
It does make me wonder, at what point is the guaranteed $x a month a better call than one lump 1 mil?
You don't need a degree in finance to do this calculation. You are simply looking for the present value of a stream of income.
It depends on what interest rate you think is "risk free". Right now treasuries range from 5% to 3%. Just divide the yearly dividend (12 * 50) by that interest rate. $50 per month risk-free in perpetuity is worth $12,000 to $20,000.
Put it in safe low-interest investments and you'll likely still be making far more than $50/month
But you should already be filthy rich at that point, so who cares 🤷♂️ the choice is largely irrelevant after a few years and, regardless of which option you choose, you should be well into the millions after a decade.
Steps let me build up actual wealth over the course of just a year or two. Breathing keeps me comfy my whole life, but I can't be really wasteful for a few years.
But you will live longer by keeping yourself healthy by walking :D