Moving to: m/AskMbin!

Easy. I'm building a low-income non-equity housing co-op. It'll have very small homes built from sustainable materials, distributed throughout a permaculture-based native plants food forest. In the middle there will be a big central space that functions as a community kitchen, storage space, and venue. The buildings will all be connected through a series of raised, fenced-in, roofed walkways that allow animal life to pass underneath, but also are accessibly designed for (provided) wheelchair/scooter use. We'll run all the wiring through these as well. It'll be powered by solar/etc and we'll have our own self-hosted municipal wifi with free email addresses and storage for residents. And etc, etc lol, obviously this is a very long standing pipe dream for me.

Juste some ideas that crossed my mind, maybe all at once is too expensive for one billion.

1. Clearing all my debts.
2. Shop only ethical products.
3. Support lot of projects that are close to my heart.
4. Corrupt politicians to incite them to make ethical choices.
5. Buy shady companies and let them sink.
6. Create my own utopic nation and corrupt the UN to let them recognize it.

I buy myself a house, pay off my family’s home, pay off my best friend’s home, and pay off my and my siblings’ student loan debt.

And I’ll still have 998 million left over.

10 million goes into a trust, to pay my lawyers, financial advisers, and accountants.

15 million goes into whatever savings/trust/investment account my financial advisors recommend , with a maximum dispersement of $500,000 per year, for me to use as I see fit.

1 million for each of my 9 cousins, for education or housing.

964 million left.

I buy an apartment building. I advertise a reasonable rent, for the area. When I get a tenant that I like, I’ll decrease the rent to 20% of the person’s reported monthly income. I’ll apply that towards immediate bills, then take a small amount for long-term improvements, then put the rest in savings/investment accounts, one for each unit, split equally. Upon the end of the lease, the tenant can cash out this savings account. If the tenant has extenuating circumstances, their rent can be paid from this savings account, or the principal of this account can be pulled from at any time.

Some amount of money from the billion will be put in an investment/savings account, so that money can be pulled in perpetuity if necessary, to keep the apartment afloat during lean times. Something like 25 million, to allow for up to $1 million in disbursement per year for stuff that’s not covered by rent. Once this account doubles, I’ll buy another apartment, and so on.

$900 million left.

$100 million goes into a trust to be used for charitable ventures.

$800 million.

This is so much money. I literally couldn’t possibly spend it all in my lifetime.

probably a personal submarine

Not a ticket to see titanic lol

Get a lawyer or 10, probably gonna need em.

I'd be on high alert, because that sounds like a goddamn phishing e-mail!
Are there also hot singles in my area?

A few US senators. Maybe a Supreme Court judge or two, just for good measure. And a super-yacht, obviously.

First, buy the services of a financial advisor. Run a very long list of ideas past them to see what's plausible, what would make a positive difference in the world, what would likely become a self sustaining positive thing after an initial investment that I can afford to go without a return on.

For myself, build a house. Pick the exact location I want. Customize and overbuild everything. Backup power and solar panels. But from the outside, make it look exactly like the majority of the houses in a 1 mile radius. Except mine is capable of withstanding nuclear war.

Also, health care to the max is high on my selfish list. I want a reputable doctor to show up at my house each month to check on things and answer all the odd questions about a cough I had one time or whatever.

For my family, buy them a few nice things, set up a trust fund that pays out an actual living wage to each person and include a standing appointment with a financial advisor as well as access to their own doctor who makes house calls.

All the things. Like others have said it’s an insane amount of money.

But realistically, after debt, setting up family, I’d probably buy a (few?) of my dream cars, along with a “project car”. Along with some secured garage somewhere. Also fix up my basement, an/or get a new house (but not into anything crazy, I don’t want a mansion). Find a good charity (or 5) and donate.

But most importantly I’d pay my damn taxes! Not gonna be one of those fucker billionaires that wants to skirt on their basic social responsibility.

1. Clear all my debts, pay for my kid to go to any college he wants.
2. Renovate my house, or buy a new one. My house needs a lot of work but I've never had the funds to do much about it. There's electrical work and plumbing that needs to be done, roof needs to be replaced, hot water heater needs to be replaced, etc.
3. Open a computer repair shop. It's something I've always wanted to do, but computer repair for end users isn't as profitable as it once was.
4. Open a Retro Gaming & Computing museum. With every console you can imagine. And retro computers. And giant CRT televisions and monitors. With a giant collection of games. Everything is plugged in, with multiple controllers, ready to be played! I'd probably have a gallery of pinball tables attached as well.
5. I don't know the details, but I'd try to start some sort of e-waste program that tries to preserve retro tech rather than see it go to a landfill, or even rather than seeing it get scrapped for copper, etc.

A media company, to influence the world according to my political agenda.

Hey, every bilionaire's doing it!

I'm paying a finical advisor to do all that thinking for me. Also, some fancy hookers.

• Pay off debts
• Sort family and friends out for life
• Build an utterly monstrous PC
• Park the rest in the highest interest account that'll have me and live off the interest without touching the principal as much as as I can, do whatever the fuck I want for the rest of my days.

Mental health and some peace of mind.

Stocks. Nice thread idea btw.

I am disappointed in the lack of "your mum/mom" jokes.

Freedom.

First I clear all my debts.

Then I buy a Senator.

After setting up my family for life, I'd use the rest to start a micro-lending company for small businesses to get started or expand. I'd open them next to dollar stores and hire lots of bilingual people. We'd have free business plan advice, too. For fun I'd buy houses in lousy neighborhoods, fix them up and fit them out with solar and geothermal systems, then offer to trade the house with a neighbor and repeat the process. This would cost money but a billion can go a long way one house at a time and see step one.

1. A modest house.
2. A second (functioning) vehicle for my family.
3. Some apartments that I can turn into transitional housing for houseless and/or low income families, along with a staff of full time handymen, social workers, and counselors for facilities and transitional support.
4. Create a healthcare fund/endowment investment managed by someone competent. It would be used to pay medical collections debts using the interest it draws.
5. I dunno. A billion dollars goes a long way. Well above and beyond any amount I ever anticipate needing, let alone having. Maybe some Picassos to hang in my modest house.

I would try to found my own payment processor/credit card company that would be more NSFW-friendly. Apparently all the payment processors hate porn/nsfw which is why sites like to try to ban it so much. I want NSFW content creators to have a home too.

Hello Vegas, give me 1 billion on red. D'oh, I'll mail you a cheque.

Start a nonprofit open source IoT hardware company. Internet-connected smart devices and appliances are cool, but not the way they are implemented now. I'd base everything on common hobby chips like ESP32, AVR, and STM32. Every single device would have a completely unlocked firmware upload port.

One billion is an insane amount. You can literally buy everything you see and your bank account would still be increasing from the interest alone.

In order to spend one billion you need to think in extreme cases, like buying some kind of company that is hugely overvalued.

Personally I'd buy a lot of land and create a research facility of sorts.

Buying stuff is how you stop being a billionaire.