Asklemmy

Pay off mine friends and my student loans, pay for moving costs to a European country for me and my friends, pay for US citizenship denouncing for me and my friends, set aside an amount of money for myself and my friends for savings to live comfortably, pay for first month's rent for me and my friends, pay for food for a month for me and my friends, and then if there happens to be anything left, donate it to charities.

I already live where I want to live. I would probably buy up all the open land in my county. Get my friends to move out and live on one of my properties. Fix up this 120 year old farm house. Install a pond and more water features to hold onto rain water. Probably run some electric fencing get solar power go off grid. Pretend to be a cattle rancher. Try to turn this homestead into my very own paradise. But i’ll probably employ a-lot of people create some jobs do more charity work.

Sleep

I'd get a house for me and my family. Make sure my parents have a house that meets their needs as well. I'd hire a personal trainer to get in shape and take a few months off work while I figure out what to do next.

Run off and never be seen again. Maybe live in a bunker idk

I've got a couple of people in my life I would set up, take care of my family's long term debts, set aside enough to retire tomorrow, and find a charity I really liked to donate the rest... the fuck I need that much money for?

Hide it.

Realistically, and assuming I claimed it and handled the financial and legal aspects of having that much money, I’d do this;

Pay off my debts, as well as those of my parents and sister, then help friends pay off everything. Then buy a nice house and nice stuff, leave my job, then travel.

Then I’d see what sorts of things I can use my money to improve, or who I can help.

While money is nice for security, I don’t need or want anywhere remotely close to 1$billion at one time. That amount of money is dangerous.

Start my own research company.

I’d buy an electric car, a 40 watt laser engraver, I’d build a workshop in my side yard, install a vented hood, get some new larger 3d printers, a paint airbrush system, set up a bicycle repair area, and set up a computer workshop in there. And never leave my workshop.

Have you ever seen office space? Peter's answer or his neighbor's answer. Probably both.

Hire an accountant.

Find a reputable institutional advisor who specializes in this sort of thing. Pay off debts. Quit my job. Eventually begin planning some charitable gifts, perhaps even a foundation or something. Make life meaningful that way.

I would use the entire $1 billion to buy company stocks and use them to try stop their bad behaviors/investments, like stopping Big Petrol from polluting more, Google from spying on their users, etc.

Pay off all debts and mortgages for myself and my immediate family, then put away whatever’s away into separate HYSAs for a few months to let the initial rush go away.

Pay off my house, do all the little projects in the house we couldn't afford, save enough for the kids college fund, and buy a few shiny toys. Then go back to work like normal...I'd go insane with nothing to do all day. On the plus side, my family will have the most amazing vacations.

Put it in a bank earning 4% interests and live off of it for the rest of my life. Yeah I'm a simple man.

first thing I'd do is buy my mom a house and py off all our debt. It'd be nice to have some time alone as an adult without having to leave her homeless or whatever. Next I'd find a restoration shop for my truck, buy the shop and make them fix my truck. Why buy the shop? Why not I've always wanted to be an automotive restorer and now I've got whatever is left after taxes and fees. Then I'd probably have my own house built the way I want it. After that idk. I'd have more money then I'd ever know what to do with, have my own shop with the latest and greatest gear and the best mechanics around. I'd hav le my own house and my mom would be taken care of. I'd probably buy my best friend and her parents a house, afaik she still lives at home and her parents rent.so that'd be doing them a big favor.

Hire and accountant. Taxes are too complex and most lottery winners are bankrupt in 10-20 years as they fail to budget correctly.

I'd probably pay off my house, upgrade the furnace to a heat pump (something i'm doing with the next bonus anyway) turn the rest over to charities. Though with that much money finding charities that can even accept that much money is hard.

Whatever the hell I wanted to do. Rich people don't go to jail.

First, I would purchase my favorite charity from the lovely lady (a friend of mine) who runs it for 10 million. Then I would expand its reach a lot.

With a billion I could probably buy a huge island just for myself but in all honesty I just need a million so I can retire. It's more than enough.

I hope I could have it pay out maybe $1 million a year for 1000 years. If not…

I would find a financial advisor how to save and invest properly so my money could make money. I would give a bunch to my parents and sibling so they don’t have to worry. I’d give a bunch to my extended family. I would give a bunch to my friends. I would restart a nonprofit I was a part of. I would build housing and a support system for unhoused people. I’d buy some medical debt on the market to forgive it. I would lobby a few politicians to do some good things. I would travel some.

My usual luck would appear and I would die in my sleep before I can cash out.