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Did everyone forget that Biden was one of the chief engineers of making it so that student loans cannot be discharged in bankruptcy?
He never gave a flying fuck and that's why his solutions were all shitty bandaids instead of addressing the real issues.
He did try to do wide scale student loan reliefs but the supreme court kept blocking his attempts. The rules they are talking about were his second attempt at writing around the court rulings for broader relief. He kept at it with different approaches to work around that ended up smaller and more narrow because of stupid court rulings. His plans blocked by courts would also would have done stuff like capping interest payments for future loans and so much more.
Republicans kept challenging his rules at every step because they thought that people would blame him for their lawsuits. Sadly it seemed to have worked and created perceptions exactly like the comment I'm responding to
Hey dude, doing a one-time forgiveness of loans without figuring out why tuition costs are exploding beyond what is sustainable and leaving student loans as non-dischargeable in bankruptcy isn't a fucking solution.
Making student loans dischargeable via bankruptcy is.
https://en.wikipedia.org/wiki/Bankruptcy_Abuse_Prevention_and_Consumer_Protection_Act#Legislative_history
https://www.senate.gov/legislative/LIS/roll_call_votes/vote1091/vote_109_1_00044.htm?congress=109&session=1&vote=00044#position
Biden was one of 18 Democrats who broke with party to pass this bill in 2005 that made it so you can't discharge your student loans in bankruptcy. Biden in particular, was pretty loud about supporting the creditors on this bill. I remember because I had just left college and had loans at this point in my life, and I was pretty frustrated by it, and Biden in particular.
The fact that he doesn't want to undo the biggest issue with student loans as they stand, considering it's a bill he voted for himself, speaks loudly to how he wasn't actually interested in solving the problem. Think about how much of a non-issue this would be if you could just file bankruptcy and make these loans go away.
But sure, it's scary Republicans blocking his worthless fucking joke of a plan, not that his plan was a joke and his work in the senate is literally the reasons that students can't just... file for bankruptcy to get out from under their student loans.
But fuck me for actually knowing the history of this issue, right??
I don't disagree that Biden certain was problematic when in congress on student loans, but it's worth noting that the action he had planned to do was well beyond just one-time student loan forgiveness
He's lowered the bar for discharging student loans via bankruptcy via executive action. It shouldn't have been nearly impossible before, but it's now moved into the realm of at least sometimes possible now
[...]
https://www.cnbc.com/2024/03/12/biden-makes-it-easier-to-forgive-student-debt-in-bankruptcy.html
He also tried to cap interest rates, and reduce the monthly payment requirements, increase federal student aid, etc.
https://www.whitehouse.gov/briefing-room/statements-releases/2022/08/24/fact-sheet-president-biden-announces-student-loan-relief-for-borrowers-who-need-it-most/