It's like a bully kicking and beating you blue then complaining you won't just tell the teacher you're fine.
Like no shit. Multiple "once in a generation" recessions, rent pricing people out of places to live, inflation out the ass on basically everything, all the while wages stay stagnant as fuck. That's not even accounting for the absolute climate disaster we're inheriting.
Of course people are both less able to have kids and less inclined to have kids to put through the grinder of life. The very people complaining about this are the ones who helped create and continue on this scenario!