I'm living in a city with a housing situation that's fucked even if you have a halfway good income, and my lease will end this year.
I am lucky enough to have a safety net of friends and family, but if I didn't, I could very much face homelessness this year, as someone who's employed, and "functioning" in the eyes of society.
Sometimes I have half a mind to go to spend the rest of my existance in some remote monestary, but I feel I am not quite religious to the necessary degree. Or at all.