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this post was submitted on 23 Jul 2024
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I don't expect to reach retirement age as it will keep increasing. If I do make it that far, I expect having to work so long to get there that I will be pretty much a husk of a human.
That isn't to say I'm not paying into one, but I probably am in the 'not adequately saving' group because I want to enjoy the time I have now as best I can.
The future is terrifying and causes a lot of anxiety...
Edit: also wasn't the state pension supposed to cover a basic retirement!? Fuck.
I believe you could scrape by on a state pension if you have your accomodation paid for, but it'd be absolutely no frills and if your rent is £1000pcm, you're absolutely fucked.
Yep, two years of arthritis and then death, what a brilliant retirement it will be!
You can get your pension much earlier if you do a private one.
Assuming that it pays enough to justify an early retirement.
That is dependent on your contributions.
Which the article implies many are struggling to afford.
Right, but you're talking about yourself I assume.
I was generalising. I think it's pretty obvious that you can save for an early retirement if you're lucky enough to have the means to do so.