this post was submitted on 28 Oct 2024
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[โ€“] red@lemmy.zip 5 points 3 days ago

the difference is this is unified and government maintained, alipay or any payment vendor's you have to use their apps, and you can only send money to people who have accounts in their apps, here it's maintained by government no need to make any account anywhere, just direct bank to bank transfer with just phone number and QR code. and more importantly no transaction fees