611
As a bike rider, I forget this is a thing. Asked my neighbor, he pays $350/month in insurance alone π
(slrpnk.net)
this post was submitted on 29 Oct 2024
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Fuck Cars
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Oh come on, Lemmy. I know I'm on c/fuckcars; but seriously - $600 a month for a new car sounds really good to me, I'm from Eastern Europe.
It's good because new cars are significantly more reliable, fuel efficient, safe and comfortable than 10+ year old cars. If you drive a lot and can't afford to pay $15k up front for a decent ~6yo car, then it's really not that bad. Much better than buying $600 rolling wreckage, I can tell you that much.
Yes people, I know you only use bikes and trains and whatnot. But some people neee cars, and you have to respect that. Or are you gonna tell this mother of 2, living in a village, working from office 20km from home, that she would be better off just sticking to the public transport which visits her place once every 2 hours.
This is for insurance, not the cost of buying the car. Yes some people do need cars because of their situation and the majority of people here can recognise that but to pay so much just for fucking insurance!
Oh, that's odd, I don't get it. It says average car payment per month, I thought it means it's the monthly loan payment, which is super fine.
$550 is about what I pay ANNUALLY for AC for my 2015 Mondeo.
But yeah, it would be close to $3000 annually if I wanted to lease any new vehicle.
Ah OK, I see what you mean. I thought you were referencing the title of the post as it mentions that his neighbour is paying x amount per month for insurance but you are right the image accompanying the post does say average car payment which would referring to paying for the actual car.
We were both concentrating on different parts of the post! You were right if referring to the image text, sorry.
This is what I love about Lemmy. People being able to realise they made a mistake.
If this is just insurance then it is straight up wrong. The national average is like $200/m.
As I said in another reply I wasn't mistaken and referring to the post title which was talking about insurance where as the image itself was referring to "car repayments". That was my mistake.
The picture is talking about the purchase price of the car, OP decided to add insurance onto this.
Yes. If you read the full comment tree you'd see I realised he was referring to the image rather than the title. My mistake.
I don't get your comment. You can have a decent car new at 400β¬/month and I still think that's ridiculously high.
Used cars make so much more sense when you value rational arguments. (Or bikes, public transportation, feet).
I don't think you can have a large family wagon for β¬400, at least in my country (Poland)
Buying a new car is a poor financial decision in general, considering things like depreciation or extreme leasing costs.
So yeah, I agree, buying a used car is the way to go, but getting one also gets much much more difficult the older and cheaper you want it to be.
How much is the Dacia Jogger in Poland? I can see they are under 400β¬/month here in France.
The point of this movement isn't to simply ban cars like that will somehow solve all of life's problems. Some people use bikes and trains not just because they can, but because they have to.
Cars are a symptom of a pattern of development that makes us disconnected, both from each other and from our needs. It isn't right that you should have to work 20km from home where the only option you have is to spend monthly payments on a car loan, insurance and gas. You should have the option to work from home, or closer to home, or within reach of easily accessible and usable public transit.