this post was submitted on 31 Dec 2024
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[–] givesomefucks@lemmy.world 89 points 6 days ago (41 children)

If everyone just said fuck it and stopped paying their insurance, it would crash not just those companies, but domino into taking out the entire stock market.

Like, these companies are worth so much, and they invest in others and people invest in them. If their entire revenue stream is stopped at once that's it.

Which makes it kind of a nuclear option, one I've intentionally not mentioned and haven't seen anyone else either.

But the day may be coming

[–] shalafi@lemmy.world 24 points 6 days ago (1 children)

Corporations mainly pay for health insurance. Imagine employee's reactions being told they were getting cut off. Not going to happen.

[–] givesomefucks@lemmy.world 11 points 6 days ago (2 children)

If the employee cancels their plan, the corp ain't going to keep paying.

I don't know why someone would read my comment and imagine I meant corporations should cancel their employees insurance...

But I think that's what happened here

[–] SpaceNoodle@lemmy.world 13 points 6 days ago* (last edited 5 days ago) (1 children)

We don't get to drop out of plans at a whim.

[–] givesomefucks@lemmy.world 1 points 6 days ago

I'm on VA, so I admittedly don't know much.

But to my knowledge marketplace can be cancelled at any time, thru employer may only be certain times.

But I do know you can stop any non court ordered payroll deduction at any time...

Some dumbasses even do it for OASDI and tax withholding and then act shocked when they get the bill at end of year.

[–] shalafi@lemmy.world 2 points 5 days ago

You have a point I missed!

[–] crusa187@lemmy.ml 14 points 6 days ago

Interesting idea, but you’d need to get employers on board. Many of whom are publicly traded companies.

[–] FlowVoid@lemmy.world 4 points 5 days ago* (last edited 5 days ago) (1 children)

When someone stops paying their insurance, they stop getting healthcare. Most people don't want that.

It's kind of like saying "If everyone said fuck it and set their car on fire, then oil companies would suffer". Yes, but they aren't the only ones who would suffer.

[–] Ensign_Crab@lemmy.world 6 points 5 days ago (1 children)

When someone stops paying their insurance, they stop getting healthcare.

When people pay their insurance, they don't get healthcare either.

[–] FlowVoid@lemmy.world -2 points 5 days ago (2 children)

No, they generally do get health care. In fact, most insured adults give their health insurance an overall rating of “excellent” or “good”, even if they are in poor health.

It's true that there are horror stories, but those are not the majority.

[–] Ensign_Crab@lemmy.world 5 points 5 days ago (1 children)

Which is why there was so much sympathy for the UHC CEO and why his killer is universally hated.

[–] FlowVoid@lemmy.world 0 points 5 days ago* (last edited 5 days ago) (1 children)
[–] Ensign_Crab@lemmy.world 2 points 5 days ago (1 children)

It sure is neat seeing under which circumstances lemmy regards polls as reliable.

[–] FlowVoid@lemmy.world 2 points 5 days ago* (last edited 5 days ago) (1 children)

Were you one of the Lemmy users who thought Trump was "universally hated"? If so, you were in for a big surprise there too.

[–] Ensign_Crab@lemmy.world 2 points 5 days ago

No, I knew better. It's why it was so maddening watching centrists interpret all warnings as trying to get him elected.

[–] knatschus@discuss.tchncs.de 2 points 5 days ago* (last edited 5 days ago)

Reading the rest of the survey makes me belive that americans either don't know what a good insurance company looks like or that they must lie to themselves

[–] droporain@lemmynsfw.com 0 points 6 days ago

A big salty tear.

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