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I think it's absolutely wild how archaic some systems are. And the worst offenders are those regulated by financial and medical industry laws. I have an account with one financial account that is protected only by password that is 12 characters max with special characters limited to just a few. I don't know how they haven't been breached and then sued into oblivion.
I'm fine with companies enforcing 2FA. Bitwarden is addressing the current weakest link in the chain: users.
Most of those banks just... pay the damages