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Sure, if you ignore interest, it's easy to pay off that $37k. Too bad there's interest and people are paying more on that than their original loan was worth. People with good jobs. How are you unaware of this?
The $37k includes interest, and even if it didn't, your loan is heavily subsidized. Without the federal government's guarantee, you would need to fork over collateral and your APR would be double digits. The government is already giving you a massive handout and you have the nerve to ask for more.
Funny, then, how people are paying more in interest than their original loan cost and are being buried in the debt.
I guess everyone but you is stupid.
It's extremely apparent why you're struggling with student loan debt.
I'm not. But nice try.
Galaxy brain take. Did you know some people argue in favor of things they won't personally benefit from? I suspect that idea never crossed your mind.