And even then a lot of cities aren't set up to make bike travel easy.

Years ago, in the before times, the office I worked at was within biking distance of my house and I routinely biked there. It was nice. Then they moved the office downtown and it was either a half-hour commute by car, an hour long commute by bus, and I-don't-know-how-long-by-bike-because-fuck-that-epic-journey commute by bike. I bussed a lot, but that meant I was wasting an hour of my time each day. I wasn't fond of that. I hadn't entirely settled on which approach was better overall before Covid hit and I never went back to that office again by either route.

There happens to be a grocery store within biking distance of my house. I drive a car there anyway, because even living solo I still like to get several weeks worth of groceries when I go shopping. No way am I hauling cargo like that on a bike even if I had a trailer for it.