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Americans with six-figure incomes are in 'survival mode'
(www.usatoday.com)
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I hear ya! I really don't know how we're 'getting by' (if you can call it that, lol,) either. You'd probably be surprised at what you can exist without when you straight-up just don't have any other choice or option but to go without it. (Healthcare, dental care, food beyond the bare minimum to stay alive, any entertainment or conveniences, etc.)
Notice I said "exist" and not "live," lol. You could say I'm 'alive,' but this ain't living! I'm just existing.