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Anon tries to understand credit scores
(lemmy.nz)
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this post was submitted on 27 Dec 2025
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Canada. No idea of the scores thing, despite being inundated by adverts about it most of my life.
However, I can't fathom people who've never had a credit card -- are you living the life of a monk, still in high school; what?
It perplexes me because I've had a credit card since entering the workforce and, while I've used it sparingly, it's really saved my ass a few times. "Neither a borrower nor a lender be" is just adding challenges to your life you don't need at a time when you need them least.
Never had the need for a credit card living in Sweden. I got a debit card and that's it
Many countries just don't do credit cards, people there pretty much only get them to access foreign goods and services.
Credit cards rarely work in a store here so hardly anyone uses it. I only have one in case something only works with a credit card.