A Boring Dystopia

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$1,000 car loan payments are on the rise, stressing household budgets (www.cnn.com)

submitted 5 months ago by return2ozma@lemmy.world to c/aboringdystopia@lemmy.world

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[–] UnpledgedCatnapTipper@piefed.blahaj.zone 1 points 5 months ago (1 children)

I don't necessarily agree that you need to be able to pay cash for a car, but within reason. If you can't pay way more than the minimum payment, you can't afford it. Also, insurance exists for a reason!

I've got a small loan (~$14.8k originally) and I'm paying it off ASAP. After my 5 payments so far, it's down to $11k. I'm paying over double what the monthly payment is set at, with all the excess going to the principle. I expect to have it paid off in ~18 months from now, if not sooner.

[–] Dyskolos@lemmy.zip 1 points 5 months ago* (last edited 3 months ago)

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