Americans love overcomplicating things in general, and particularly love using overly specific and technical names for stuff. There’s acronyms everywhere, and things are named after weird technicalities. Like nobody says “retirement account”, they call it “401(k)”, named after the paragraph in the law which defines it.

As a plus, I can greatly confuse and terrify an Irish person by telling them about the thousands I send "to the old IRA" every year. 😂