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Vent about bank apps
(lemmy.zip)
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this post was submitted on 19 Jun 2026
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Privacy
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Please point out where I said carry a second device. I said have a second device and only use it when you need to use your bank. I said nothing about carrying it.
What I specifically said was to buy a secondary device that sits in a drawer powered off unless you need to use it. And unless you're carrying your drawer around with you, you wouldn't be carrying that device.
Some are required in order to approve purchases or to access customer service on case a fraud warning prevents a transaction from going through the first time or if you just need some savings money transferred to your checking in order to make a purchase which you might use a mobile app or call customer service to do rather than having to go home and come back to the store. There are several reasons to need to access your money when you are outside of the house. The things that require the app authentication vary by bank, but some are going to be urgent enough that it's going to risk purchases getting rejected if you don't have the app with you at all times.