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40 year olds, what financial advice would you have for a 30 year old?
(sh.itjust.works)
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Don't assume the future will be better than the past
Nobody under 40 thinks the future will be better
... You know, this is kinda true. I can't think of a single young person who looks at the future (writ large) with hope rather than dread, or at least YOLO-ish apathy. The difference between people is in degree, and if they think it will eventually get better again.
Even most old people know the outlook is kinda fucked.