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40 year olds, what financial advice would you have for a 30 year old?
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Get in the habit of wearing a backbrace. When you move something heavy, when you work in the yard, whenever you need to bend or twist a lot. Backbrace.
Good boots, gloves, kneelers etc. Good quality tools. Your tools (your body especially) are an investment. Buy quality. Buy to last. Take good care of them. Per the literals. I swear by Kobalt and Dewalt.
Save your back. Don’t bend over to pick stuff up off the floor unless there are at least 2-3 things down there to get.