Is it better to invest in worldwide ETFs or to buy a property for rent? (lemmy.ml)

submitted 11 hours ago* (last edited 11 hours ago) by helen2345@lemmy.ml to c/asklemmy@lemmy.world

21 comments fedilink hide all child comments

I’ve started investing in ETFs (S&P 500) but wonder if it would be better to buy a property instead and put it to rent.

I’m in my early 40s and I plan to regularly invest in this and similar worldwide ETFs in the next 25 years, as complement to my public pension.

A coworker told me he saved money to buy a house and put it to rent. He can always move in if he wants and it gives him a stable source of income per month. I don’t know how much.

I don’t know if investing in ETFs in wiser here: on one hand I want a quiet life and now I simply work and the money gets invested automatically once per month. I’ve never been a landlord and I wonder if the learning curve would be too steep. Furthermore, I don’t believe I want to be a landlord. Ain’t it too stressful?

you are viewing a single comment's thread
view the rest of the comments

[-] OriginEnergySux@lemmy.world 5 points 11 hours ago* (last edited 11 hours ago)

Depends on your life and what works for you. I invest in shares, and as long as the ETFs you invest in are climbers, then go for it.

Shares over property is attractive for me because if i ever need money in an emergency i can simply sell however many i want/need to and have the money quickly.

With a property id have to sell the whole thing and thats a nightmare in itself that takes ages - not good if i need emergency cash quickly.

Plus i dont need to maintain my shares or do anything but check em (dont have to worry about tenants, property value, maintainence etc). Way more hands off, and if you have a good hunch and research well, you can grow it way better than a property.

this post was submitted on 13 Sep 2026

27 points (86.5% liked)

Ask Lemmy

41396 readers

1093 users here now

A Fediverse community for open-ended, thought provoking questions

Rules: (interactive)

1) Be nice and; have fun

Doxxing, trolling, sealioning, racism, toxicity and dog-whistling are not welcomed in AskLemmy. Remember what your mother said: if you can't say something nice, don't say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. Please familiarize yourself with them

2) All posts must end with a '?'

This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?

3) No spam

Please do not flood the community with nonsense. Actual suspected spammers will be banned on site. No astroturfing.

4) NSFW is okay, within reason

Just remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either !asklemmyafterdark@lemmy.world or !asklemmynsfw@lemmynsfw.com. NSFW comments should be restricted to posts tagged [NSFW].

5) This is not a support community.

It is not a place for 'how do I?', type questions. If you have any questions regarding the site itself or would like to report a community, please direct them to Lemmy.world Support or email info@lemmy.world. For other questions check our partnered communities list, or use the search function.

6) No US Politics.

Please don't post about current US Politics. If you need to do this, try !politicaldiscussion@lemmy.world or !uspolitics@lemmy.world

7) No Hit-and-Run questions.

Please don't delete your post for no apparent reason. If you plan on deleting a question later, say so in the post, or if you feel that you have a good reason to remove it, message a mod beforehand. It's not fair to the ones who took their time to answer, and it's not in the spirit of the community.

8) No Bots.

Posts or comments from bots, LLM's, AIs, Neural Networks, Transformers, or Marvin the Paranoid Android are not welcome in AskLemmy. Real humans only please.

Reminder: The terms of service apply here too.