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The new American retirement fear: working until you die
(fortune.com)
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this post was submitted on 15 Sep 2026
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A Boring Dystopia
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So you did make enough to be able to save as much. And the 401k value is linked to financial market health, isn't it?
No, I limited my take home pay and did the best I could with I had to work with. I didn't miss the 18% because I never even really saw it. Even then at the time, the amount wasn't huge, it took many a decade to get over the first 150k. I didn't go in vacations, I didn't go to bars, or buy a motorcycle, or start hobbies that cost more than they brought in. I stayed at home a lot with my cats and smoked weed.
And yes, it's all linked to the markets, so it doesn't really mean shit. My net worth could drop 80% in a day, and all I'll get is a pat on the back and a canned statement about market volatility. People with stupid amounts of money will get bailed out.
And judging by the number of down votes my initial comment got I feel like a lot of you don't realize that the people who play the game well and still fucking hate it are the best allies you're going to get.