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Over half a week. I hate.
(lemmy.nz)
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this post was submitted on 28 Sep 2026
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Yeah, not true in the EU. Money must reach the recipient within seconds.
But it’s the same thing. The banks just front the money essentially. The actual transaction doesn’t clear until later.
Then they can do that the other way as well
You got any source for that? From what I read they settle it immediately.
Seems like a good job for a bank, and something reasonable they could do in other countries too.
If they use SEPA, it's settled instantly.
Nope. SEPA SCT clears in 1 day. SEPA SCT-Inst (already mandatory in Euro area, mandatory in rest of SEPA area from next year) clears in 10 seconds.