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Anon isn't worried about population decline
(lemmy.nz)
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That falls back to "ponzi schemes aren't sustainable"
It's broken.
The problem with calling it a ponzi scheme is that this would apply in all contexts, even in very basic economies without money. If you have a tribe of hunter gathers and suddenly they have a sharp decrease in their birth rate, they too would have a hard time taking care of their elderly/children.