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Europe builds its own payments system to challenge Visa and Mastercard (www.youtube.com)

submitted 3 days ago by Sunshine@lemmy.ca to c/buyeuropean@feddit.uk

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[-] myyass@lemmy.world 3 points 2 days ago* (last edited 2 days ago)

Just wait until you read about Pasmo and similar. I like Pasmo a lot. You can top up a card use it for transportation, convenience stores, ~~grocery~~ stores, eating out, vending machines, the arcade >_>, etc. It's like a bus pass that you can use in a pinch. And the security is actually not too bad. It's like a different approach, you need to pay your fare for a train but you can get lunch and beer with it as well (for your ride lol). No need to go to a bank, there's terminals at every station. I mean you'll be SOL in the countryside.

[-] Hueristic_Autistic@lemmy.world 0 points 2 days ago* (last edited 2 days ago)

In Massachusetts, we have the Charlie Card system which is the T. A. P. Pass and our system just got updates to read tap credit cards and tapping your phones.

Given how unsecure the MBTA is, having this would be a shit show for those who don't get one issued specifically for themselves.

The Charlie Cards can mainly be found every morning on top of the machines because they're free for most people to get and use (free to use means you're free to use the cards if you please, the trains still have fares, lol) and if you're done with one that's not personally issued to you, it's preferred you leave it on top of a machine on a station so someone else can use it.

....... It would have to get rid of public cards and you'd have to make it so that if you want a card you'd have to register for one, which would mean less accessibility for commuters.

[-] myyass@lemmy.world 1 points 1 day ago

So I dabble in a bit in cybersecurity, compared to the transit card I have in Ireland, the security of Japans Pasmo system is decades ahead. Now despite the temptation, I haven't altered how much money I have on my Irish transport card. I mean I don't want legal trouble and get banned. Pasmo on the other hand looked like it was a centralized system; I didn't mess with that and only took a peak because I don't want to go to jail.

[-] Hueristic_Autistic@lemmy.world 2 points 1 day ago* (last edited 1 day ago)

MIT hackers did a review of the Charlie Card System and their vulnerabilities, that's how I know. I'm not a coder.

Edit omg!!!!! : https://youtu.be/DDRiLe0TyyE. Polish a fuckin' turd

I was hinting at how if Pasmo is used for more than just transit, if it was the Charlie card system it wouldn't be that great for people who don't have a card issued to them, which you can have a card issued to you with your face on it and you can register it online and everything. They also have disability / reduced senior 65+ tap cards that you can get issued to you where you only have to pay half fare.

[-] myyass@lemmy.world 2 points 1 day ago

So the interesting thing about that is there's traveler cards and there's resident cards. Somehow I get resident cards. I guess I'm bad with menus or friends help me in whatever country I'm in. Both of my Japanese and Irish transit cards are heh have local rates. The traveler rates are insane compared to what I pay, that's a bit exaggerated but it does save some money. Kind like you mentioned senior rates, it would be double the standard rates of a local. I don't think I'm really taking too much advantage of it because I pay the local taxes instead of writing them off. But yeah Pasmo is interesting, it's like my Leap card but I can buy beer with it and of course it has a set limit and there's unique ID that's tied to your passport--hence why I mentioned I didn't want to FAFO.

this post was submitted on 11 Oct 2026

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