this post was submitted on 23 Oct 2023
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[–] RememberTheApollo_@lemmy.world 1 points 11 months ago

It’s really hard to find a bank that will treat you like that. I have a credit union that has a $500 “buffer” you can hit in an overdraft. No fees other than a very low interest charge. Basically a tiny loan that incurs no charge if you pay it off right away. Real overdrafts they do charge for, unfortunately.