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Anon on credit scores (sh.itjust.works)

submitted 1 year ago by dramaticcat@sh.itjust.works to c/4chan@lemmy.world

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[–] Tranus@programming.dev 7 points 1 year ago (3 children)

That doesn't really make sense either. Why would a high amount of debt relative to income be a good thing? How does it indicate a person is more likely or capable of paying off a loan? If anything it means the opposite.

[–] Jax@sh.itjust.works 5 points 1 year ago

Because it's a racket

[–] SCB@lemmy.world 3 points 1 year ago

A high amount of debt to income is absolutely a bad thing, both in life and for your credit score

[–] Dkarma@lemmy.world -5 points 1 year ago

Lol 5hey want u to carry a higher balance. It's not that hard.