this post was submitted on 23 Oct 2023
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[–] grayman@lemmy.world 2 points 11 months ago

Cash back is with CC only. Other than the immediate financial debit, they're the same in almost every way from the standpoint of a transaction. The use contract favors the bank with a debit card whereas it favors the card holder with a credit card.

My main credit card is through a credit union. So are most of my accounts. I avoid traditional banks too.