this post was submitted on 02 Nov 2023
13 points (100.0% liked)
Melbourne
1870 readers
51 users here now
This community is a place created for the people of Melbourne and Victoria. We are a positive, welcoming and inclusive community. We might not agree about everything, but we always strive to stay civil and respectful.
The focus of our discussions is based around things that affect Victoria, but we are also free to discuss our local perspective on wider issues. Or head to the regular Daily Random Discussion thread to talk about anything.
Ongoing discussions, FAQs & Resources (still under construction)
Adoption Certificate for Nellie, the Daily Thread numbat (with thanks to @Catfish)
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Got a refund from a cancelled insurance policy and the buggers sent a cheque. What am I supposed to do with that? No branch close by and they had my direct debit info.
Depending on the bank, deposit at Australia Post. It works just like EFTPOS, but you put money in instead of taking it out. You can also deposit cash. There is a list of the participating banks here: Bank at Post
NAB also let you deposit using their app just by taking a photo of the cheque, not sure if any other banks do.
AusPost is so easy! I think you also need photo ID that matches the name on the cheque.
Deposit via ATM?
yell at them. I did that after AGL did the same thing with the power outage spanking, they cancelled it and direct credited to my bank acct. It's a bullshit tactic they deliberately try and roadblock a little to lessen your chances of claiming it back
I had that, and the buggers sent it in two names when my horrid ex was only ever listed as an additional on the policy, not a co-. A zillion extra headaches.
Look at the cheque. If it has the words "account payee only" on it (which is probable), you can only deposit it into your bank account. If it doesn't have those words, you can change it for cash at post offices or most banks. Some banks offer a mail in service for cheque deposits.