this post was submitted on 02 Dec 2023
232 points (98.7% liked)

Ask Lemmy

26980 readers
1378 users here now

A Fediverse community for open-ended, thought provoking questions

Please don't post about US Politics. If you need to do this, try !politicaldiscussion@lemmy.world


Rules: (interactive)


1) Be nice and; have funDoxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can't say something nice, don't say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. Please familiarize yourself with them


2) All posts must end with a '?'This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?


3) No spamPlease do not flood the community with nonsense. Actual suspected spammers will be banned on site. No astroturfing.


4) NSFW is okay, within reasonJust remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either !asklemmyafterdark@lemmy.world or !asklemmynsfw@lemmynsfw.com. NSFW comments should be restricted to posts tagged [NSFW].


5) This is not a support community.
It is not a place for 'how do I?', type questions. If you have any questions regarding the site itself or would like to report a community, please direct them to Lemmy.world Support or email info@lemmy.world. For other questions check our partnered communities list, or use the search function.


Reminder: The terms of service apply here too.

Partnered Communities:

Tech Support

No Stupid Questions

You Should Know

Reddit

Jokes

Ask Ouija


Logo design credit goes to: tubbadu


founded 1 year ago
MODERATORS
 

What companies will you never give another dollar to?

What happened that put them on your blacklist?

you are viewing a single comment's thread
view the rest of the comments
[–] doubletwist@lemmy.world 31 points 11 months ago (2 children)

Wells Fargo.

The short version is, they forced me to close my savings/checking account due to $32 in insufficient funds that was reported to Chex Systems by my former bank, and told me that I could reopen them once the report was cleared.

I got the report cleared with proof that it was due to a third party (AOL - who admitted it and got the report removed) that made unauthorized charges to an account I had closed.

When I went back to get my accounts reopened, the manager spoke me like I was the scum of the earth for ever having been reported, even though it wasn't my fault and I had proof. She told me that I couldn't open an account at Wells Fargo for 7 years, and said I could come back after that and open accounts.

As if I would ever go near Wells Fargo again after treating me like that over a $32 report that I had proven wasn't my fault.

[–] IBSshitposter@lemmy.blahaj.zone 11 points 11 months ago (1 children)

Wells Fargo can eat shit after all the scandals they've been through. I'm credit union for life now

[–] OceanSoap@lemmy.ml 2 points 11 months ago

Same. My first bank account tin collage was through Wells Fargo. I got burned by all the ridiculous fees. Closed it down and never went back. This was in 2003.

[–] hactar42@lemmy.world 5 points 11 months ago

My AC went out in August in Texas. I opened a line of credit through the HVAC company, which was ultimately through Wells Fargo.

When I got the first bill I set it up for auto pay through my checking account and let it pay the same amount over 18 months.

Well about 12 months later I'm trying to buy a new house and just as I'm about to close I get a note from the bank they were going to deny my loan because I failed to pay a bill to Wells Fargo for 9 months.

I called them to figure out what the hell was going on. My bill was due on the 15th of every month. My auto pay was set to pay on the 15th. One week the 15th was a Sunday, so my bank sent the payment on the 13th. They processed that like an extra payment under the same period and for the next 9 months considered every payment I had as late.

I tell them to fix it, and they say they can but it will take 2-3 weeks to process. I'm supposed to close on a house the next morning. They tell me if I just make a payment of $279 right then they could clear it so I could close on my house. I seriously felt like I was being shaken down and there wasn't anything I could do other than pay them. So fuck Wells Fargo!