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A data cloud backup loss should be fine, because it's a backup. Just re-up your local backup to a new cloud/second physical location, that's the whole point of two.
I don't see a need to run two conccurent cloud backups.
In this case, it is not you -as a customer- that gets hacked, but it was the cloud-company itself. The randomware-gang encrypted the disks on server level, which impacted all the customers on every server of the cloud-provider.
Yeah absolutely, but tonyou as an individual , it's the same net effect of your cloud backup is lost. Just re-up your local backup to a different cloud provider.