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Protect me from who? I have never been in a situation where I need to pull a gun on someone and I never will be. If someone wants to rob me they can I have insurance. They would really have no reason to want to kill me. I'm not anyone's enemy.
What are you so scared of?
@RagingRobot From Nazi's militia, from school shooters, from your boss, your landlord and make sure your insurance really wants to pay for your claim.
Sounds like you scared of nothing? It only proves you are a landlord, business owner, or you are a white man from Nazi's militia.
I only have insurance because it was required to get a mortgage but I am thankful to have it in case I need it. I need a house to live in and I don't need a gun but I'm not even complaining that it's required. So not because I am scared exactly but yeah that's how I deal with risk. In a modern civilized way.
I don't lock myself in my house with a bunch of guns peeking out the window waiting for bad guys to show up. The average person doesn't need to worry about that stuff.
@RagingRobot
You mean you have never shot your boss or at least your landlord?