this post was submitted on 28 Mar 2024
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When I have had money, I made loans to people, with the knowledge that I might not get paid back, and if I wasn't, well, generally the amounts were little enough that that one time cost of letting someone test themselves on repayment wasn't that high. If it had been a constant thing, like you seem to be having, I don't know that I could have kept that up. At the very least, I've been cutting out a lot of people over time. Sucks that you've been having to deal with that.
Yeah I worked a call centre when I was renting a flat with five other folks in the kind of bohemian part of town, and having even a shitty full time job put me in the position of being "the guy with money" and yeah if I had it to give I'd give, or at least share my peanut butter.
Anyway that's all to say that what you're talking about is real: if you're in the money (even by a bit) and you start tracking everyone who owes you and ringing them up, you'll make yourself crazy.