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Just got a fantastic gift from my husband :)
(sh.itjust.works)
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No, I do the same. I don't really have backups at all. Some stuff I have in the cloud, but for convenience more than anything else.
I have my Windows drives encrypted with bitlocker, and I put the recovery keys in the cloud. I recently wiped the OS partition intending to retrieve the keys after reinstall, only to find the cloud provider is having an extended outage... So those drives are inaccessible for the time being. Maybe forever. I've barely missed them.
The biggest part of my data by byte is just media that I can redownload. I don't have anything life-or-death critically important.