AssholeDesign

Don't shoot the messenger. They're telling you how it works (and they're right btw), that doesn't mean they like it, much less that it's their fault.

Am I, how? By being poor af and having experience dealing with banks personally and professionally?

Edit. I'm just letting you know how the shit works. You not liking it doesn't mean anything. The banks don't gaf about your inexperience.