If the distro is rolling release, it can always support the latest software in theory, you’d just need to have the correct package formula, which is exactly what AUR offers.
The problem with AUR is just that the author of the package is likely not the author of the software and not affiliated with the distro, so you should normally check what the script is doing.
I wish there was a cheaper plan that didn’t involve AI at all. Like, I don’t care to have X prompts every month. I’d like to pay just for the engine.