hydroxycotton

Don't listen to the person above. Keep doing what you are doing and it will go up. Especially as you have more times of credit. Mortgages, car loans etc.

Care to elaborate?

Username checks out

Why is this a shame?

I'd be surprised if this isn't already happening or at the very least being tested on a smaller scale.

My brother/sister in christ this is way too many fucks in a sentence about your dad

They like that he's a monster.

Okay well now you're gonna have to elaborate. Give us some trade secrets

You don't really want to know the detailed answer to this question.

U ok?

Maybe because it's also in awful shape.