Just, houses? Or maybe "infill houses"?
In new builds the houses seem to almost fill full sections as well, half the time. Apparently from an investment point of view it maximises value/returns. Kind of sucks from a liking to play on the lawn point of view though.
If I had to guess I'd say it's a combination of your first two reasons and that thing we were talking about the other day which is a large segment who just really like punishing people.
Such a collossal waste of money - both the money spent on this placebo and the money spent on the inevitable inquiries into child abuse, sensitive ACC claims etc in 15 or 20 years' time.
What you could do to avoid too much disruption is adjust the levies and then cover everyone for a percentage but with max and mins.
The people who have income protection probably have a large overlap with those who have health insurance. They tend to be higher income, so if the cap were low, they would still need income protection insurance.
That way people who are in new jobs, and casual contract workers, are still covered.
Out of curiousity I just looked it up on Wikipedia and it turns out there are regional differences as well!
Your definition seems to be the old North American idea (but now they use it to mean two different things).
In the UK it's a type of terrace.
My definition is for Australia NZ and South Africa.
Omg I love calico cats!! What a cute problem to have.
That's fraud though so it would probably be the same employers who commit other kinds of fraud.
They would have to cap ACC sick leave though or you would end up with people like me on the books, and 80% of my former salary, or anyone' really, is a lot more than 50% of minimum wage.
I guess if it was built into ACC levies as well it would work though.
Technically speaking I think a townhouse is anything in a complex on shared land. But in NZ real estate terminology the not joined up ones tend to just be called "cross-lease" houses, whereas the joined up/terracey ones are called "townhouses".
Hence I used scare quotes and included a picture, cos I know it's not universal!
You're probably right. Auckland has really terrible public transport options, like no subway (it is building a tiny loop in the middle of the CBD) and very little in the way of light rail - it doesn't even have a rail link to the international airport which is bizarre in a city of that size and sprawl. People there are obsessed with cars, but unless you live in the inner suburbs it's not that great without one.
There's also a lot more of this sort - these ones have garaging at the back because it's a new build in an outer suburb.
When ACC was first set up, the working group that put it together had actually recommended that non-inury sickness be covered as well, but it was not implemented because of the political situation of the time.
Aaah that's so interesting. Would have been a radically different system.
Yeah it was an unnecessarily obtuse insertion by the reporter.
For real? I saw that referenced somewhere and assumed the author was just being fanciful.
I really want to try gorse now but I don't know where any handy gorse is.