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Basic economy simply isn't worth it. They nickel and dime you with all the BS fees. And the credit card thing is total bullshit, too. They do it because they want to make sure they have your card on file in order to sell you overpriced snack boxes and charge them to your seat.
Once I had to buy a poor lady some crackers because she was on the last leg of a flight from Asia and hasn't eaten anything, but the stewardess couldn't take her money unless she had set up her CC ahead of time.
I fly United often enough for work that I have some status, so I'm one of the entitied snobs who board first and hog all the overhead space.
Agreed, similar situation for me. United is not for non status travelers.
They also push their credit card with Chase. It has a $99 yearly fee, but gives you a free checked bag and lets you into Boarding Group 2 without needing extra status, which has an okay chance of having enough overhead for a carry-on. If you intend to fly United more than once in a year with a checked bag, but not enough to get status, it can make more sense to get the card.
It kind of sucks to have to play those games, but that's Capitalism.
I'll go one further, my employer reimbursed me for the 500 a year united card with the lounge access. It's insane how much easier airline travel is with a quiet place to wait/rest as well as a "free" available passable meal and coffee you don't have to wait in line for.
Oh. The lounge.
I don't care which airline it is; the lounge is so great. I don't need some cakes and cookies, but a place to sit in peace is amazing.
It might could be worth it if you're doing a shorter flight and just don't have baggage but that's rare.