“Life has trade-offs” is an interring philosophy to apply when you enjoy the benefits and others incur the costs.

There is a reason we do not let people breathe second hand cigarette smoke onto people’s faces at work.

There is a reason we apply speed limits on roads.

There is a reason that civilization has adopted rules of society that supercede the individual in every system ever devised.

The reason is that the collective has decided that being protected from the particularly terrible and wreck less decisions of the worst of us is a worthwhile “trade-off”.