this post was submitted on 01 Sep 2023
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For the Love of Everything, Please Keep 3-6 Months Worth of Money for an Emergency Fund (If You Can) (beehaw.org)
submitted 1 year ago by MangoKangaroo@beehaw.org to c/chat@beehaw.org
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I left my job about two months ago, and I applied for unemployment immediately. I got a new job today, but I STILL haven't gotten my unemployment decision. Additionally, my food stamp application was delayed due to personal circumstances. In short, had I not had money saved for an emergency, I would have been mega-screwed.

I know some people are not in a position where they have the luxury of storing away significant amounts of cash but, if you are, I beg of you to do so if you aren't already. I can't imagine what position I'd be in right now if not for my budgeting.

Thanks for coming to my TED Talk.

PS. I posted this here instead of in c/finance because the sidebar there specifies that it's supposed to be for finance-related news.

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[–] dmtalon@infosec.pub 8 points 1 year ago (1 children)

Keep your head up! Its definitely stressful being between jobs. I just experienced that this year, however mine was forced on me when the company let a bunch of people go to save costs/restructure. I guess the good part there was it included severance. It took me about 3mo to find a new job, but holy hell those months were super stressful. I cut out all extra spending, switch to minimum payment on my loan, dropped services we didn't need and of course stopped buying stupid shit.

No idea what you do, but my line of work can be remote/on-site and I thought finding a remote position from anywhere would be easier, but ultimately started looking at local companies with some on-site. This turned out good for me because of everyone's push to be full time remote.

[–] xeddyx 2 points 1 year ago* (last edited 1 year ago) (1 children)

Thanks, I appreciate your kind words. I'm in IT (sysadmin) and would prefer to work remote, but tbh I don't really care at this point. At first I was a bit choosy because of my overconfidence, but now I'm open for anything - even part time, short term etc - across the whole country even. Applied for several dozens of jobs so far, only had one interview call and I blew it - my mind went blank on a simple python question, although I nailed the rest of the interview, I guess they weren't impressed when I said I knew python (which I did, but.. oh well). I do have another interview coming up, but my confidence has taken a big hit. I used to think I knew this shit inside out and companies would be lining up to hire me, but boy was I wrong. It's come to the point where I'm willing to take a 40% paycut and go back to tier 1 roles.. not like I haven't applied for tier 1 stuff but I friking didn't even get an interview call, or let alone a rejection mail, so yea, I'm seriously doubting myself at this point.

[–] dmtalon@infosec.pub 4 points 1 year ago

I did not have much serious interest either and considered my resume really strong. I quickly started wondering where the disconnect was.

Since I was laid off, one benefit I was given was access to a placement company. They helped with my resume formatting and I had a human coach who I met with a handful of times who initially helped calm me down but also gave me pointers on my online presence (LinkedIn profile). The companies website had videos that went over resume building, interviewing, negotiating etc, but I honestly didn't find them as useful.

If you want to message me I'd be glad to help. I can look at your resume (not an expert) but am in IT (solution architect) and can at least compare it's layout style to what I ended up with. I can try to remember/write up the things my coach had me change on my Li profile.

I don't know if I have much info/help to give but I can share what I did.