Somewhat true but if you're on the bigger side you can get away without being toned. Surprisingly its usually the small skinny guys that struggle even if they have a 6 pack. Big flabby arms are still more attractive that 5% body fat twig arms. The biggest thing getting fit does it make regular clothing look better. Being fit can significantly elevate something as simple as a t-shirt if it fits nicely.

I was by far the most fit guy at the bbq i went to last weekend and i was also one of the only single ones and tend to be single more than the others. The host a good friend of mine actually looked great in just a button up and his cowboy boots cause he actually put some thought into his outfit.