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Meritocracy isn't real
(lemmy.nz)
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this post was submitted on 23 Aug 2026
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Flippanarchy
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Flippant Anarchism. A lighter take on social criticism with the aim of agitation.
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I have a tinfoil hat theory that chase is on the brink of insolvency based entirely on the fact that they're still building brick and mortar banks fucking everywhere.
This is entirely anecdotal and I have nothing to base it on other than my own observations, but seriously, it's weird. If you're in a city in the US there's probably either a newly-opened Chase branch near you, or one under construction. Who the fuck is still going to banks?
Anyway. My theory is that they're extremely over leveraged on high-interest loans and credit cards, are either hemorrhaging money or will be soon, and know they'll need lots of easily-disposable real estate for when regulators order them to start liquidating.
Used to work there. They're not going ANYWHERE. They're mean pricks, the entire lot of them, but they're greedy and good at it. They know how to make money. I'm not saying they're good people mind you.
Remember, evil never dies. This place is the very definition of "too big to fail". They could light money on fire to heat every bank branch for years and still not run out.
Chase is popular with businesses. They're the ones going to the bank to negotiate large transactions and loans.
If that ends up being true, does that mean I should focus on paying off a different credit card or what?
Even if they go bust they will sell your debt to someone else.