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this post was submitted on 10 Sep 2026
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The problem is that any fees cops get for doing stuff coming out of tax money.
In a way I understand why, but it just bullshit at the end of day.
It should come out of their operating budget.
A proposal I've seen floated a few times is to require police to carry liability insurance individually and give them a stipend for an average/reasonable amount. This is usually paired with changes to qualified immunity to make lawsuits and insurance claims easier.
The idea is that risky behavior from police costs them money personally.
Fuck the stipend. They'll abuse that too.
Make it the chief instead and we got a deal
¿Porque no los dos?
I'm wanting to say I like this idea, but...
It just freaking sux. There are good cops out there who don't need to be pumped into one insurance ideology (fraud) - but til the bad cops get the punishment they deserve there is no good solution.
This is a general problem with the whole system - including unaffordable healthcare. If healthcare would be free; freakton of lawsuits wouldn't happen.
Without those lawsuits the insurance would go down, lawyers would not clog up the system with 'got hurt in an accident' cases - and this would reflect all parts of society.
I believe the cops not getting punished for being bad is just one of the hundred symptoms of the system failing.
Even in the fantasy world where the majority of cops are good, nothing changes for them. They carry insurance, the stipend pays for it, and they don't have claims because they don't do stupid shit like this. The bad cops have tons of claims, the insurance becomes unaffordable, and they have to quit.
I mean doctors and other healthcare providers have malpractice insurance. For me, it’s a requirement to maintain my license.
LMFAO.... Good cops get abused in the police force. They never last. Sometimes they get harassed for life because they tried to stand up for what's right.
ACAB