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40 year olds, what financial advice would you have for a 30 year old?
(sh.itjust.works)
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this post was submitted on 11 Sep 2026
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Asklemmy
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I think I maybe signed up for it when I was 23? I'll have to look into it again
https://www.moneycontrol.com/news/trends/old-fidelity-study-goes-viral-reveals-why-dead-investors-perform-best-13631692.html
Check that your fund allocation is appropriate (e.g. a target-date fund or otherwise 80%+ stocks). It would be an absolute disaster if your money has just been sitting in the cash sweep account this whole time.
Also, up your contribution percentage to max it out.
I was a dumbass and withdrew my first one when I changed jobs around age 26. That job had profit sharing too. Such a waste.