40 year olds, what financial advice would you have for a 30 year old? (sh.itjust.works)

submitted 4 days ago by StarvingMartist@sh.itjust.works to c/asklemmy@lemmy.ml

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50 and older, I'm sorry, but in my personal experience, your advice has been a little out of date.

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[-] grue@lemmy.world 12 points 4 days ago* (last edited 4 days ago)

Check that your fund allocation is appropriate (e.g. a target-date fund or otherwise 80%+ stocks). It would be an absolute disaster if your money has just been sitting in the cash sweep account this whole time.

Also, up your contribution percentage to max it out.

this post was submitted on 11 Sep 2026

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