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this post was submitted on 01 Oct 2026
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This should be illegal everywhere but if you're in a place where it's not, you can still make these fuckers eat a chargeback fee while getting all your money back if you go through your bank or credit card company to show them documentation that they're effectively holding you financially hostage by ignoring your requests to cancel and making cancellation inaccessible.
I got $800 back from a fraudulent "home warranty" from AHS this way and it was a pretty easy process via Visa. Even better that they got fined on top of being forced to give me a refund!
I had a local company start ignoring my calls and emails after I send a request to cancel. I charged them back for one charge and then they charged me again. Here using someone's credit card without authorization is wire fraud. Then they charged me a third time. Now they have 2 wire fraud charges and credit cards companies won't take payment from them. They will most likely beat the criminal charges because corperations can basically steal from you without consequences but I had to do like 10 calls to the charge dispute department and by call 6 the agent I was dealing with was so pissed they told me they are going to blacklist them because it was a mystery how they were able to charge me repeatedly and they just needed to make it stop.