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this post was submitted on 22 Oct 2026
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What they should be doing instead is give a percentage discount for not using a credit card.
Every time you pay with your credit card it's like you're paying a 2-3% tax to the US. The credit card company gives you a part of that back as "rewards" to motivate customers to continue using it but really it's just raising prices for everyone even those who don't pay by credit card. Meanwhile Interac's processing fees are significantly lower.
We're sending hundreds of millions of dollars to the US by using our credit cards to pay for everything. I wish people realized that.
Kind of the same thing. But it does sound nicer.
I'm all for credit card charges. Without them people not using credit cards are subsidizing credit card users.
And it happens to be.. that poorer people use credit cards less, it's a bit perverse.
Except costs won't go down for those subsidising CC usage. Rogers will simply report more profit and raise prices further anywhere they can.
I'd drop credit cards in a heartbeat if I thought it was safe to use direct debit cards out in the world or cash made a comeback.
Like fuck am I going to give Rogers or Bell direct access to my bank account. They can barely keep their services up in good weather when they aren't nuking their own DNS or harpooning fiber with post hole diggers.
Exactly my thoughts.