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Void the transaction. There's no way I'd be able to pay it back and I do not need any of that and everything that goes with it.
Heck, I might not even be able to afford the interest that accrued on it in the short time I had it and I'd be looking for pro bono legal representation ASAP if the lender tried to stick me with it.
There's no way I would have knowingly signed for it, so it ought to be an open and shut case.
No thank you. No way. Nuh-uh.
Now if this million was to be no strings attached and no repayment required, half's getting invested properly after a chat with a financial advisor and the other half is going in the highest interest bank account(s) I can get for it. Then I'll live off 60-80% of the interest, leaving the rest to stave off inflation.
I'd still have to live a frugal lifestyle, but I'd be more comfortable than I am on government handouts and I wouldn't have to worry about a government stripping the help I currently get.